Comprehensive coverage tailored to the unique needs of distilleries.
Running a distillery presents unique risks and challenges. You need insurance that understands your business, from specialized equipment to product liability. Vine & Brew Insurance offers specialized coverage to protect your distillery and help it thrive.
Your distillery could take on the attributes of many other businesses, creating a need for an insurance program designed for you. The risks you face depend on whether or not you give tours of your facility, serve alcohol, or host events. If you handle your distribution, that’s another concern. Limits and policy specifications must be appropriate for your business, or you could be exposed to risks.
Coverage Highlights:
Your cooker and fermenter were still expensive. Replacing one of these alone could be financially devastating. Even if machinery breaks, repair costs can add up quickly. Having the appropriate amount of property insurance, as well as systems breakdown coverage, could help. Similarly, if a batch of a distilled spirit is ruined, the revenue lost will be substantial. Obtaining coverage for spoilage, contamination, and product recalls may help provide financial protection.
With years of experience in the distillery industry, Vine & Brew Insurance provides personalized care and comprehensive plans to meet the unique needs of distilleries. Our dedicated team ensures you have the confidence to make informed decisions and focus on growing your business.
If you serve alcohol, you need liquor liability coverage. A patron who consumes too much liquor at your establishment could leave your premises and cause property damage or bodily injury. Because you served them, you could be sued and held liable for the damage caused by the intoxicated patron. Liquor liability insurance covers defense costs and damages awarded.
Any business that uses a vehicle for company purposes needs business auto insurance. Personal auto policies do not cover business use, so even the smallest distillery with an employee running errands or making a delivery has a business exposure that could require hired and non-owned auto insurance. For example, if you own vehicles in the company name to distribute your product, you have an even more significant exposure.
Owning a brewery is rewarding, but many risks are similar to those of other businesses, so having a broad range of coverage options for the dangers is essential. This can include general business insurance coverages such as workers’ compensation for employee claims and liability insurance for visitors to your premises. You may also want to consider cyber liability insurance in the event of a data breach.
Are you ready to get brewery insurance to protect your business and investment? Contact us to discuss your brewery’s needs and coverage options.
Navigating audits can be stressful and time-consuming. At Vine & Brew Insurance, we provide robust audit protection services to ensure your business is compliant and secure.”
Key Features:
Benefits:
We'll discuss your business, identify your needs, and answer any questions you may have.
We'll create a customized insurance plan that covers your unique risks and fits your budget
Focus on growing your business while we ensure your insurance evolves with your needs.
If you can say yes to the following statements, then we can help you!
However, you’re probably not ready yet if…
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Eugene, Oregon
Vine & Brew Insurance is a specialized program developed by Vantage Point Risk, a comprehensive risk management and insurance agency. This program focuses on providing tailored insurance solutions for the craft beverage industry.
