Frequently Asked Questions

We get these questions a lot. Here are our best answers...

What types of insurance do you offer for breweries?

We offer comprehensive coverage including equipment breakdown, liability, product liability, property coverage, business interruption, and liquor liability.

How can I get a quote for my brewery insurance?

You can get a quote by scheduling a consultation through our website or calling our office directly.

What is liquor liability insurance and why do I need it?

Liquor liability insurance protects your business from claims related to the sale of alcohol, including incidents of intoxication-related accidents.

Do you provide insurance for new breweries and start-ups?

Yes, we offer tailored insurance solutions for new breweries and start-ups to ensure they have the necessary coverage from the beginning.

What insurance do I need for a winery?

Wineries need coverage for equipment breakdown, liability, product liability, property, business interruption, and liquor liability.

How does business interruption insurance work?

Business interruption insurance compensates you for lost income and operating expenses if your business operations are halted due to a covered event.

What is audit protection and how can it help my business?

Audit protection minimizes the risk and cost of audits, providing strategies and access to non-auditable policies.

Can I customize my insurance plan?

Yes, we offer customizable insurance plans tailored to meet the unique needs of your business.

Do you provide coverage for brew pubs and bars?

Yes, we provide comprehensive insurance solutions for brew pubs and bars, including liquor liability, property, and general liability coverage

How can I ensure my distillery is adequately insured?

Schedule a consultation with our experts to assess your risks and get a tailored insurance plan that covers all aspects of your distillery.

What is product liability insurance?

Product liability insurance protects your business from claims related to the products you produce, such as contamination or defects.

How often should I review my insurance coverage?

We recommend reviewing your insurance coverage annually or whenever there are significant changes to your business.

Do you offer insurance for restaurants with high liquor liability?

Yes, we specialize in providing insurance for restaurants with high liquor liability, ensuring comprehensive protection.

What types of businesses do you serve in the craft beverage industry?

We serve breweries, wineries, distilleries, brew pubs, bars, and restaurants with liquor liability needs.

What should I do if I need to file a claim?

Contact our office immediately for assistance with filing a claim. We will guide you through the process.

How do I know if I have enough coverage for my business?

Schedule a consultation with our experts to assess your current coverage and ensure it meets your business needs.

What are the benefits of choosing Vine & Brew Insurance?

Our benefits include specialized industry knowledge, tailored coverage, personalized service, and comprehensive protection.

How can I reduce my insurance costs?

We can help you identify areas to reduce costs without compromising coverage, such as risk management strategies and bundling policies.

What is included in property coverage?

Property coverage includes protection for buildings, brewing equipment, inventory, and other business assets.

How do I get started with Vine & Brew Insurance?

Getting started is easy. Schedule a consultation through our website or contact our office directly to discuss your insurance needs.

Schedule Your Consultation

Please enable JavaScript in your browser to complete this form.
Your Name
Type of Appointment
Specifically Requested Date & Time